Second Home Visa Indonesia: The Complete 2026 Guide for Long-Term Residents

Second Home Visa Indonesia is widely regarded as the country’s most significant immigration reform in recent decades. Launched in 2022 under Government Regulation No. 48 of 2021 (GR 48/21), it gives high-net-worth foreigners a genuine path to multi-year residency, without needing a local employer or a business entity in Indonesia.

The visa comes in two tiers: a 5-year option and a 10-year option. Both permit multi-entry travel and grant family sponsorship rights. This guide breaks down every eligibility criterion, document requirement, cost, and step of the process.

What Is the Indonesia Second Home Visa?

The Second Home Visa is an official long-term residency visa, not a work permit. It is classified under two codes: B512 (5-year) 和 B513 (10-year). According to Indonesia’s Directorate General of Immigration (imigrasi.go.id), the visa was specifically created to attract wealthy foreign nationals, diaspora, and global investors looking for extended stays.

It does not grant work rights for Indonesian employers. However, it allows holders to invest in Indonesian businesses passively, open local bank accounts, obtain a driver’s license, and lease property. Remote work for a foreign employer sits in a grey area, widely practiced but not officially authorized.

Who Is This Visa Designed For?

• High-net-worth individuals seeking Indonesia long stay visa options
• Digital nomads and remote workers based outside Indonesia
• Wealthy retirees under 55 who do not qualify for a Retirement KITAS
• Foreign investors with passive interest in Indonesian businesses
• Indonesian diaspora seeking to reconnect with long-term residency

Indonesia Second Home Visa Requirements 2026

这 Indonesia second home visa requirements 2026 are set by the Ministry of Law and Human Rights. The financial threshold is the most significant qualifier: applicants must demonstrate IDR 2,000,000,000 (approximately USD 126,000) held in an Indonesian state bank.

Alternatively, applicants may present proof of owning luxury property in Indonesia valued at a minimum of IDR 5,000,000,000. For the 5-year tier (B512), some interpretations suggest a lower deposit threshold of IDR 1 billion may apply. Official verification with the Directorate General of Immigration is strongly recommended before proceeding.

Key Eligibility Points

• No minimum age: Unlike the Retirement KITAS, there is no age floor.
• Valid passport: Must have at least 36 months of remaining validity.
• Clean immigration record: No prior deportation or immigration violations in Indonesia.
• Financial proof: IDR 2B deposit in a state bank (BNI, BRI, Mandiri, or BTN) OR IDR 5B in Indonesian property.
• Commitment statement: A signed declaration of intent to comply with Indonesian law.

专业提示： The IDR 2 billion is NOT a fee. It stays in the applicant’s account and continues to earn interest. It simply needs to be held in an Indonesian state bank during the visa’s validity period.

Documents Required for the Second Home Visa Indonesia

Preparing the right documents is crucial to a smooth application. All foreign-language documents must be translated into Indonesian by a sworn translator (penerjemah tersumpah) accredited by the Indonesian Supreme Court.

Core Document Checklist

• Passport: Valid for at least 36 months from the intended date of entry.
• Proof of funds: Bank statement from an Indonesian state bank showing IDR 2B, or certified property ownership documents.
• Passport photos: Recent color photos, 4×6 cm, white background.
• Completed visa application form: Filed through evisa.imigrasi.go.id.
• Guarantor letter (Surat Jaminan): From an individual, company, or licensed immigration agent acting as penjamin.
• Health insurance certificate: Must be valid in Indonesia for the full visa period.
• Police clearance certificate: From the country of origin, apostilled or legalized at the Indonesian Embassy.
• Family documents (if applicable): Marriage certificate and birth certificates for any dependents, fully translated and legalized.

专业提示： Apostille documents from Hague Convention countries are accepted directly. For non-convention countries, documents must be legalized at the nearest Indonesian Embassy. 

How to Apply for the Second Home Visa Indonesia: Step by Step

The application process follows a clear sequence. While it is possible to self-apply, many applicants choose to engage an accredited immigration consultant to navigate the bureaucratic steps smoothly.

1. Step 1: Open a savings or deposit account at a state bank in Indonesia (BNI, BRI, Mandiri, or BTN). This can often be done remotely through embassy banking representatives.
2. Step 2: Transfer a minimum of IDR 2 billion into that account. Funds are not forfeited; they remain accessible as savings.
3. Step 3: Prepare and legalize all required documents, including apostille, sworn translations, and police clearance.
4. Step 4: Submit the online application through evisa.imigrasi.go.id. Upload all documents and pay the government visa fee.
5. Step 5: Receive the e-VITAS (Electronic Limited Stay Visa), which is the entry clearance document.
6. Step 6: Enter Indonesia within the e-VITAS validity window.
7. Step 7: Report to the nearest Immigration office (Kantor Imigrasi) for biometric registration (fingerprints and photograph).
8. Step 8: Receive the e-ITAS or second home KITAS Indonesia card, which functions as the physical residency permit.
9. Step 9: Complete SKTT (residential address registration) at the local civil registration office (Dukcapil) within 14 days of receiving the KITAS.

Typical timeline: 4 to 8 weeks from document preparation to KITAS issuance, depending on the immigration office’s workload.

专业提示： The SKTT registration (Surat Keterangan Tempat Tinggal) is mandatory, not optional. Missing the 14-day window after KITAS issuance can result in penalties. Schedule it immediately upon receiving the KITAS.

Indonesia Second Home Visa Cost: What to Expect in 2026

这 Indonesia second home visa cost primarily comes down to two items: the refundable bank deposit and document legalization expenses. Below is a transparent breakdown of the main financial commitments applicants should prepare for.

Cost Item	5-Year Visa (B512)	10-Year Visa (B513)
Bank Deposit (refundable)	IDR 2,000,000,000	IDR 2,000,000,000
Document Legalization (apostille, sworn translation)	USD 150-400	USD 150-400

重要的： The IDR 2 billion deposit earns interest at the prevailing bank rate and can be withdrawn when the visa expires or is not renewed. It is a financial guarantee, not a government payment.

For the property route (IDR 5B minimum), applicants should also account for property due diligence and notary costs, which vary based on the property’s location and complexity. Consulting a licensed notary (PPAT) in Indonesia is recommended to get an accurate estimate.

Can You Bring Your Family?

Yes. The second home visa Indonesia IDR 2 billion deposit by the primary holder covers the family sponsorship. A spouse, children, and even parents of the primary holder can apply for a Second Home Family KITAS (KITAS Keluarga).

Each dependent follows a similar document requirement and must apply individually. All family KITAS holders share the same validity period as the primary holder. Applications can be submitted simultaneously to avoid delays.

Key Points for Family Sponsorship

• Dependent KITAS is issued for the same duration as the primary holder’s KITAS
• Each dependent must provide their own health insurance valid in Indonesia
• Marriage and birth certificates must be apostilled and sworn-translated into Indonesian
• Parents of the primary holder are eligible (not all visa categories allow parental sponsorship)

另请阅读： Indonesia Retirement Visa: The Complete 2026 Guide for Foreign Retirees

What Can (and Cannot) You Do on a Second Home Visa?

Understanding the scope of permitted activities is essential before committing to this visa. The regulations are clear on what is allowed, and where grey areas exist.

Permitted Activities

• Long-term residency in Indonesia for the full visa duration
• Leasing property and signing long-term rental agreements
• Opening a personal bank account at local and international banks
• Obtaining an Indonesian driver’s license (SIM)
• Passive investment in Indonesian businesses (shareholder, not active management)
• Remote work for a foreign-based employer (widely practiced; not officially codified)

Not Permitted

• Working for or receiving income from an Indonesian employer
• Actively managing or operating an Indonesian business
• Earning income from Indonesian sources without proper licensing
• Converting this visa directly to a work permit (KITAS Kerja)

专业提示： Many remote workers and digital nomads use the Second Home Visa for Indonesia long stay purposes while working for foreign companies. While not officially regulated, immigration enforcement has historically been tolerant of this practice.

Second Home Visa vs. Retirement KITAS vs. Investor KITAS

Choosing the right visa requires understanding the differences across Indonesia’s key long-stay residency options. The table below provides a direct comparison to help prospective applicants identify the best fit.

特征	Second Home Visa	退休KITAS	投资者 KITAS
Min. Age	None	55 years	None
Financial Req.	IDR 2B deposit / IDR 5B property	Proof of pension/income	Min. IDR 10B investment
有效性	5 or 10 years	1 year (renewable)	2 years (renewable)
Work Rights	No (remote work tolerated)	不	Limited (own entity)
Family Rights	Yes (spouse, children, parents)	Yes (spouse only)	是的
Path to KITAP	Yes (after 3 years)	Yes (after 3 years)	Yes (after 3 years)
Renewal Process	Simpler, online-friendly	Annual, more complex	Tied to business status

Decision Guide: Which Visa Fits Your Profile?

• Under 55 with liquid capital: Second Home Visa is the strongest choice. No age barrier and flexible use of funds.
• Over 55 with pension income: The Retirement KITAS may be more cost-effective. No large deposit required.
• Active business plans in Indonesia: Consider the Investor KITAS, which is tied to business entity registration.
• Family relocation with multiple dependents: Second Home Visa offers the broadest family inclusion, including parents.

Path to Permanent Residency (KITAP) and Beyond

The Second Home Visa is not just a temporary stay option. It can be a stepping stone to permanent residency in Indonesia. After holding any valid KITAS category for three consecutive years, a foreigner becomes eligible to apply for KITAP (Kartu Izin Tinggal Tetap), Indonesia’s permanent stay permit.

KITAP is valid for 5 years and auto-renewable. KITAP holders are also eligible to obtain an Indonesian ID card (KTP), which grants them access to most services available to Indonesian citizens.

The Residency Pathway

• Year 1-3: Hold Second Home KITAS, maintain deposit in state bank.
• Year 3+: Apply for KITAP (permanent stay permit), valid for 5 years.
• Year 5+ on KITAP: Eligible to apply for Indonesian naturalization (citizenship), subject to meeting additional criteria.
• KTP Eligibility: KITAP holders can apply for an Indonesian identification card.

专业提示： Maintaining a clean residency record throughout the KITAS period is essential for a successful KITAP application. Any overstay, even by a few days, can jeopardize the path to permanent residency.

Summary: Is the Second Home Visa Indonesia Right for You?

这 second home visa Indonesia is one of the most flexible and attractive long-term residency options available in Southeast Asia. With no age restriction, a refundable deposit structure, and genuine 5 or 10-year validity, it competes strongly with similar programmes in Thailand, Malaysia, and the UAE.

For high-net-worth individuals, retirees under 55, global remote workers, and diaspora looking to reconnect with Indonesia, this visa delivers genuine stability, family inclusion, and a credible path to permanent residency.

Key Takeaways

• Two tiers available: 5-year (B512) and 10-year (B513) with multi-entry
• Financial requirement: IDR 2B in an Indonesian state bank or IDR 5B in property
• Deposit is refundable and interest-bearing, not a fee
• Family members including parents are eligible for dependent KITAS
• Opens a pathway to KITAP (permanent residency) after 3 years
• No minimum age, making it accessible to younger HNWIs not eligible for Retirement KITAS