{"id":8794,"date":"2026-05-08T15:34:33","date_gmt":"2026-05-08T08:34:33","guid":{"rendered":"https:\/\/businesshubasia.com\/"},"modified":"2026-07-19T13:10:54","modified_gmt":"2026-07-19T06:10:54","slug":"fintech-company-in-indonesia","status":"publish","type":"post","link":"https:\/\/businesshubasia.com\/ja\/fintech-company-in-indonesia\/","title":{"rendered":"\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u8a2d\u7acb\u3059\u308b\u65b9\u6cd5\uff1a\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306e\u305f\u3081\u306e\u5b8c\u5168\u30ac\u30a4\u30c9"},"content":{"rendered":"

\u307e\u3068\u3081\uff1a <\/strong>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306f\u3001\u6771\u5357\u30a2\u30b8\u30a2\u3067\u6700\u3082\u9b45\u529b\u7684\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u6295\u8cc7\u5148\u306e\u3072\u3068\u3064\u3067\u3059\u3002\u3053\u306e\u30ac\u30a4\u30c9\u3067\u306f\u3001\u898f\u5236\u74b0\u5883\u306e\u7406\u89e3\u3001\u9069\u5207\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30e2\u30c7\u30eb\u306e\u9078\u629e\u3001OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u307e\u305f\u306f\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u3001\u305d\u3057\u3066\u5e02\u5834\u53c2\u5165\u307e\u3067\u3001\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u304c\u91cd\u8981\u306a\u30b9\u30c6\u30c3\u30d7\u3092\u8e0f\u3080\u305f\u3081\u306e\u624b\u9806\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u3001\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u3001\u30a6\u30a7\u30eb\u30b9\u30c6\u30c3\u30af\u3001\u6697\u53f7\u8cc7\u7523\u306a\u3069\u3001\u3069\u306e\u3088\u3046\u306a\u5206\u91ce\u306b\u6295\u8cc7\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u5834\u5408\u3067\u3082\u3001\u3053\u306e\u30ac\u30a4\u30c9\u304c\u6700\u9069\u306a\u51fa\u767a\u70b9\u3068\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

\u306a\u305c\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306a\u306e\u304b\uff1f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u306e\u6a5f\u4f1a\u306f\u7121\u8996\u3067\u304d\u306a\u3044\u3002<\/strong><\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u8a2d\u7acb\u3059\u308b\u3053\u3068\u306f\u30012025\u5e74\u4ee5\u964d\u3001\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u304c\u884c\u3046\u6700\u3082\u6226\u7565\u7684\u306a\u884c\u52d5\u306e1\u3064\u3067\u3059\u3002\u6295\u8cc7\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u30c7\u30fc\u30bf\u306b\u3088\u308b\u3068\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u5e02\u5834\u306f\u73fe\u5728\u7d04400\u5104\u7c73\u30c9\u30eb\u3068\u8a55\u4fa1\u3055\u308c\u3066\u304a\u308a\u3001\u5e74\u9593201\u51463000\u5104\u7c73\u30c9\u30eb\u4ee5\u4e0a\u3067\u6210\u9577\u3057\u3066\u3044\u307e\u3059\u3002 \u30ac\u30a4\u30f4\u30a9\u30fb\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u30fb\u30b0\u30eb\u30fc\u30d7<\/a>. <\/p>\n\n\n\n

\u5bfe\u8c61\u3068\u306a\u308b\u6a5f\u4f1a\u306f\u3001\u5e02\u5834\u898f\u6a21\u3060\u3051\u306b\u3068\u3069\u307e\u308a\u307e\u305b\u3093\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u696d\u754c\u306f\u3001\u6771\u5357\u30a2\u30b8\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u8cc7\u91d1\u306e\u53d7\u7d66\u984d\u3067\u5e38\u306b\u4e0a\u4f4d3\u4f4d\u306b\u30e9\u30f3\u30af\u30a4\u30f3\u3057\u3066\u3044\u307e\u3059\u3002 \u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30cb\u30e5\u30fc\u30b9\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e2025\u5e74\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30ec\u30dd\u30fc\u30c8<\/a>. 2024\u5e74\u3060\u3051\u3067\u3082\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306f23\u4ef6\u306e\u53d6\u5f15\u3092\u901a\u3058\u30661\u51044100\u4e07\u7c73\u30c9\u30eb\u3092\u78ba\u4fdd\u3057\u3001\u3053\u308c\u306f\u540c\u56fd\u306b\u304a\u3051\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u95a2\u9023\u306e\u682a\u5f0f\u8cc7\u91d1\u8abf\u9054\u7dcf\u984d321\u51463000\u5104\u30bf\u30ab\u306b\u76f8\u5f53\u3059\u308b\u3002.<\/p>\n\n\n\n

\u4e3b\u8981\u5e02\u5834\u306e\u30cf\u30a4\u30e9\u30a4\u30c8\uff082025\u5e74\uff5e2026\u5e74\uff09<\/strong><\/td><\/tr>
\u2022 <\/strong>1\u51048000\u4e07\u4eba\u4ee5\u4e0a\u306e\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u6210\u4eba\u306f\u3001\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u5bfe\u3059\u308b\u81a8\u5927\u306a\u9700\u8981\u3092\u793a\u3057\u3066\u3044\u308b\u3002<\/td><\/tr>
\u2022 <\/strong>6400\u4e07\u306e\u4e2d\u5c0f\u96f6\u7d30\u4f01\u696d\uff08MSME\uff09\u304c\u6b63\u898f\u306e\u878d\u8cc7\u3078\u306e\u30a2\u30af\u30bb\u30b9\u304c\u9650\u3089\u308c\u3066\u304a\u308a\u3001700\u5104\u7c73\u30c9\u30eb\u306e\u8cc7\u91d1\u30ae\u30e3\u30c3\u30d7\u304c\u751f\u3058\u3066\u3044\u308b\u3002<\/td><\/tr>
\u2022 <\/strong>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306f\u30012024\u5e74\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u8cc7\u91d1\u8abf\u9054\u984d\u3067ASEAN\u7b2c3\u4f4d\u3001\u53d6\u5f15\u4ef6\u6570\u3067\u7b2c2\u4f4d\u306b\u30e9\u30f3\u30af\u30a4\u30f3\u3057\u305f\u3002<\/td><\/tr>
\u2022 <\/strong>\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u306f\u73fe\u5728\u3001\u73fe\u91d1\u6c7a\u6e08\u3092\u4e0a\u56de\u308a\u3001\u6700\u3082\u4eba\u6c17\u306e\u3042\u308be\u30b3\u30de\u30fc\u30b9\u6c7a\u6e08\u65b9\u6cd5\u3068\u306a\u3063\u3066\u3044\u308b\u3002<\/td><\/tr>
\u2022 <\/strong>2025\u5e744\u6708\u6642\u70b9\u3067\u767b\u9332\u6697\u53f7\u8cc7\u7523\u6295\u8cc7\u5bb6\u6570\u306f1416\u4e07\u4eba\u3001\u524d\u6708\u6bd43\u51462810\u5104\u30da\u30bd\u5897\u52a0\uff08OJK\u30c7\u30fc\u30bf\uff09<\/td><\/tr>
\u2022 <\/strong>\u6ce8\u76ee\u306e\u65b0\u8208\u5206\u91ce\uff1a\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\u3001\u30a6\u30a7\u30eb\u30b9\u30c6\u30c3\u30af\u3001\u7d44\u307f\u8fbc\u307f\u578b\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u3001\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u5e02\u5834\u898f\u6a21\u306f\u3001\u30d1\u30f3\u30c7\u30df\u30c3\u30af\u5f8c\u306e\u30c7\u30b8\u30bf\u30eb\u5316\u306e\u52a0\u901f\u3068\u6025\u901f\u306b\u62e1\u5927\u3059\u308b\u4e2d\u9593\u5c64\u3092\u80cc\u666f\u306b\u30012025\u5e74\u307e\u3067\u306b1,500\u5104\u7c73\u30c9\u30eb\u3092\u8d85\u3048\u308b\u3068\u4e88\u6e2c\u3055\u308c\u3066\u3044\u308b\u3002\u6771\u5357\u30a2\u30b8\u30a2\u3078\u306e\u9032\u51fa\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u6d77\u5916\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u3001\u3053\u306e\u898f\u6a21\u306f\u5730\u57df\u5185\u306e\u4ed6\u306e\u3069\u306e\u5e02\u5834\u306b\u3082\u5339\u6575\u3059\u308b\u3082\u306e\u3067\u306f\u306a\u3044\u3002.<\/p>\n\n\n\n

\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u9b45\u529b\u7684\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3068\u306f\uff1f<\/strong><\/h2>\n\n\n\n

\u6d77\u5916\u5e02\u5834\u3078\u306e\u53c2\u5165\u3068\u3044\u3046\u70b9\u306b\u304a\u3044\u3066\u3001\u3059\u3079\u3066\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30e2\u30c7\u30eb\u304c\u540c\u3058\u3088\u3046\u306b\u4f5c\u3089\u308c\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u898f\u5236\u67a0\u7d44\u307f\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u5e45\u5e83\u3044\u30ab\u30c6\u30b4\u30ea\u30fc\u3092\u5b9a\u7fa9\u3057\u3066\u304a\u308a\u3001\u53c2\u5165\u7d4c\u8def\u3001\u8a8d\u53ef\u6a5f\u95a2\u3001\u6240\u6709\u6a29\u306b\u95a2\u3059\u308b\u898f\u5247\u306f\u305d\u308c\u305e\u308c\u7570\u306a\u308a\u307e\u3059\u3002\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u304c\u3069\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u8a72\u5f53\u3059\u308b\u306e\u304b\u3092\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u3001\u6700\u521d\u306e\u91cd\u8981\u306a\u30b9\u30c6\u30c3\u30d7\u3068\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

\u4ee5\u4e0b\u306e\u696d\u7a2e\u306f\u3001\u73fe\u5728\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306b\u3068\u3063\u3066\u6700\u3082\u6d3b\u767a\u306a\u30ab\u30c6\u30b4\u30ea\u30fc\u3092\u8868\u3057\u3066\u3044\u307e\u3059\u304c\u3001P2P\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\u306f\u3001\u72ec\u81ea\u306e\u9ad8\u3044\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u8ca0\u62c5\u3068\u8cc7\u672c\u8981\u4ef6\u3092\u4f34\u3046\u305f\u3081\u9664\u5916\u3055\u308c\u307e\u3059\u3002 OJK<\/a> 2024\u5e74\u898f\u5247\u7b2c40\u53f7.<\/p>\n\n\n\n

\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306f\u5916\u56fd\u4f01\u696d\u306e\u53c2\u5165\u306b\u9580\u6238\u3092\u958b\u3044\u3066\u3044\u308b<\/strong><\/td><\/tr>
\u2022 <\/strong>\u30c7\u30b8\u30bf\u30eb\u6c7a\u6e08\u304a\u3088\u3073\u96fb\u5b50\u30a6\u30a9\u30ec\u30c3\u30c8\uff1a\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u306e\u8a8d\u53ef\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u767a\u884c\u4e8b\u696d\u8005\u3001\u9001\u91d1\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u304c\u542b\u307e\u308c\u307e\u3059\u3002.<\/td><\/tr>
\u2022 <\/strong>\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u304a\u3088\u3073\u30cd\u30aa\u30d0\u30f3\u30ad\u30f3\u30b0\uff1aOJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u8a8d\u53ef\u3092\u53d7\u3051\u3066\u3044\u307e\u3059\u3002\u6700\u592799%\u306e\u5916\u56fd\u8cc7\u672c\u6240\u6709\u304c\u8a8d\u3081\u3089\u308c\u3066\u304a\u308a\u3001\u6700\u3082\u53c2\u5165\u3057\u3084\u3059\u3044\u5206\u91ce\u306e\u4e00\u3064\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002.<\/td><\/tr>
\u2022 <\/strong>\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af\uff1aOJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u76e3\u7763\u4e0b\u3002\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3092\u6d3b\u7528\u3057\u305f\u4fdd\u967a\u8ca9\u58f2\u304a\u3088\u3073\u5f15\u53d7\u652f\u63f4\u3092\u5bfe\u8c61\u3068\u3059\u308b\u3002.<\/td><\/tr>
\u2022 <\/strong>\u30a6\u30a7\u30eb\u30b9\u30c6\u30c3\u30af\u304a\u3088\u3073\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\uff1aOJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u898f\u5236\u5bfe\u8c61\u3002\u30c7\u30b8\u30bf\u30eb\u6295\u8cc7\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3001\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u30b5\u30fc\u30d3\u30b9\u3001\u304a\u3088\u3073\u500b\u4eba\u5411\u3051\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u53d6\u5f15\u3092\u5bfe\u8c61\u3068\u3059\u308b\u3002.<\/td><\/tr>
\u2022 <\/strong>BNPL\uff08\u5f8c\u6255\u3044\u6c7a\u6e08\uff09\uff1a\u6539\u8a02\u3055\u308c\u305f\u67a0\u7d44\u307f\u306e\u4e0b\u3067OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u898f\u5236\u5bfe\u8c61\u3002\u5916\u56fd\u8cc7\u672c\u306e\u4e0a\u9650\u306f\u4e00\u822c\u7684\u306b85%\u3002.<\/td><\/tr>
\u2022 <\/strong>\u6697\u53f7\u8cc7\u7523\u53d6\u5f15\uff1aP2SK\u6cd5\uff082023\u5e74\u6cd5\u5f8b\u7b2c4\u53f7\uff09\u306b\u57fa\u3065\u304d\u30012025\u5e741\u670810\u65e5\u3088\u308a\u5b8c\u5168\u306bOJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u7ba1\u8f44\u4e0b\u306b\u7f6e\u304b\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002.<\/td><\/tr>
\u2022 <\/strong>\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\uff1aOJK\u898f\u5247\u7b2c4\u53f7\uff082025\u5e74\uff09\u306b\u57fa\u3065\u304d\u65b0\u305f\u306b\u6b63\u5f0f\u306b\u5b9a\u3081\u3089\u308c\u305f\u30ab\u30c6\u30b4\u30ea\u30fc\u3002.<\/td><\/tr>
\u2022 <\/strong>\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\uff08ACS\uff09\uff1a2024\u5e74OJK\u898f\u5247\u7b2c29\u53f7\u306e\u4e0b\u3067\u6025\u901f\u306b\u6210\u9577\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u3053\u3061\u3089\u3082\u3054\u89a7\u304f\u3060\u3055\u3044: OSS\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\uff1a\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306e\u305f\u3081\u306e\u5b8c\u5168\u30ac\u30a4\u30c9<\/a><\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u898f\u5236\u67a0\u7d44\u307f\u3092\u7406\u89e3\u3059\u308b<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u898f\u5236\u74b0\u5883\u306f\u3001\u4e3b\u306b2\u3064\u306e\u6a5f\u95a2\u306b\u3088\u3063\u3066\u5f62\u6210\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5e81\uff08OJK\u3001\u307e\u305f\u306fOtoritas Jasa Keuangan\uff09\u306f\u3001\u6c7a\u6e08\u4ee5\u5916\u306e\u3059\u3079\u3066\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u3092\u76e3\u7763\u3057\u3066\u3044\u307e\u3059\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\uff08BI\uff09\u306f\u3001\u96fb\u5b50\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u96fb\u5b50\u30de\u30cd\u30fc\u767a\u884c\u8005\u3001\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u306a\u3069\u306e\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\u3092\u7ba1\u8f44\u3057\u3066\u3044\u307e\u3059\u3002.<\/p>\n\n\n\n

\u8fd1\u5e74\u306e\u6700\u3082\u91cd\u8981\u306a\u898f\u5236\u4e0a\u306e\u9032\u5c55\u306f\u3001P2SK\u6cd5\uff08\u91d1\u878d\u30bb\u30af\u30bf\u30fc\u306e\u767a\u5c55\u3068\u5f37\u5316\u306b\u95a2\u3059\u308b2023\u5e74\u6cd5\u5f8b\u7b2c4\u53f7\uff09\u3067\u3059\u3002\u3053\u306e\u6cd5\u5f8b\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u898f\u5236\u306e\u67a0\u7d44\u307f\u5168\u4f53\u3092\u5237\u65b0\u3057\u3001ITSK\uff08\u91d1\u878d\u30bb\u30af\u30bf\u30fc\u6280\u8853\u9769\u65b0\uff09\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u5c0e\u5165\u3057\u30012025\u5e741\u670810\u65e5\u4ed8\u3051\u3067\u6697\u53f7\u8cc7\u7523\u306e\u76e3\u7763\u6a29\u9650\u3092Bappebti\u304b\u3089OJK\u306b\u79fb\u7ba1\u3057\u307e\u3057\u305f\u3002.<\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2OJK\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306b\u304a\u3051\u308bITSK\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u5bfe\u8c61\u7bc4\u56f2<\/strong><\/td><\/tr>
\u2022 <\/strong>\u8a3c\u5238\u53d6\u5f15\u306e\u6c7a\u6e08\uff08\u91d1\u878d\u5546\u54c1\u306e\u6e05\u7b97\u304a\u3088\u3073\u4fdd\u7ba1\u3092\u542b\u3080\uff09<\/td><\/tr>
\u2022 <\/strong>\u682a\u5f0f\u30af\u30e9\u30a6\u30c9\u30d5\u30a1\u30f3\u30c7\u30a3\u30f3\u30b0\u3084\u30b9\u30de\u30fc\u30c8\u30b3\u30f3\u30c8\u30e9\u30af\u30c8\u30d9\u30fc\u30b9\u306e\u8cc7\u91d1\u8abf\u9054\u306a\u3069\u306e\u8cc7\u91d1\u8abf\u9054\u6d3b\u52d5<\/td><\/tr>
\u2022 <\/strong>\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\u3084\u30c7\u30b8\u30bf\u30eb\u30d5\u30a1\u30a4\u30ca\u30f3\u30b7\u30e3\u30eb\u30d7\u30e9\u30f3\u30cb\u30f3\u30b0\u3092\u542b\u3080\u3001\u9ad8\u5ea6\u306a\u30a2\u30eb\u30b4\u30ea\u30ba\u30e0\u3092\u7528\u3044\u305f\u6295\u8cc7\u904b\u7528<\/td><\/tr>
\u2022 <\/strong>\u88fd\u54c1\u958b\u767a\u304a\u3088\u3073\u5f15\u53d7\u306b\u95a2\u9023\u3059\u308b\u30ea\u30b9\u30af\u7ba1\u7406\u6d3b\u52d5<\/td><\/tr>
\u2022 <\/strong>\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u3001\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u96c6\u7d04\u3001e-KYC\u306a\u3069\u306e\u5e02\u5834\u652f\u63f4\u6a5f\u80fd<\/td><\/tr>
\u2022 <\/strong>\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u8cc7\u7523\uff08\u6697\u53f7\u8cc7\u7523\u3092\u542b\u3080\u3001\u73fe\u5728\u306fOJK\u306e\u76e3\u7763\u4e0b\u306b\u3042\u308b\uff09<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

2024\u5e742\u6708\u3001OJK\u306fITSK\u306e\u5b9f\u65bd\u306b\u95a2\u3059\u308bOJK\u898f\u5247\u7b2c3\u53f7\uff082024\u5e74\uff09\u3092\u767a\u884c\u3057\u3001ITSK\u306e\u67a0\u7d44\u307f\u306e\u4e0b\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u5411\u3051\u306e\u65b0\u305f\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u5236\u5ea6\u3092\u5275\u8a2d\u3057\u307e\u3057\u305f\u3002\u3055\u3089\u306b\u3001\u4ee3\u66ff\u4fe1\u7528\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\uff08ACS\uff09\u306b\u95a2\u3059\u308bOJK\u898f\u5247\u7b2c29\u53f7\uff082024\u5e74\uff09\u304c\u3053\u308c\u3092\u88dc\u5b8c\u3057\u3001\u4fe1\u7528\u30c7\u30fc\u30bf\u5206\u6790\u4f01\u696d\u306b\u5bfe\u3059\u308b\u898f\u5236\u306e\u660e\u78ba\u5316\u3092\u56f3\u308a\u307e\u3057\u305f\u3002. <\/p>\n\n\n\n

\u30d7\u30ed\u306e\u30d2\u30f3\u30c8: <\/strong>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5e81\uff08OJK\uff09\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u7cfb\u30b9\u30bf\u30fc\u30c8\u30a2\u30c3\u30d7\u4f01\u696d\u304c\u672c\u683c\u7684\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u7533\u8acb\u524d\u306b\u3001\u9650\u5b9a\u7684\u306a\u76e3\u7763\u4e0b\u3067\u88fd\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u3092\u30c6\u30b9\u30c8\u3067\u304d\u308b\u898f\u5236\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u3092\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u65e2\u5b58\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u307e\u3060\u3046\u307e\u304f\u5f53\u3066\u306f\u307e\u3089\u306a\u3044\u9769\u65b0\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u3067\u53c2\u5165\u3059\u308b\u4f01\u696d\u306b\u3068\u3063\u3066\u3001\u73fe\u5b9f\u7684\u306a\u9078\u629e\u80a2\u3068\u306a\u308a\u307e\u3059\u3002\u30ea\u30b9\u30af\u3092\u8efd\u6e1b\u3057\u3001\u6b63\u5f0f\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u30d7\u30ed\u30bb\u30b9\u3092\u8fc5\u901f\u5316\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u306e\u5916\u8cc7\u6240\u6709\u898f\u5236\uff1a\u6295\u8cc7\u5bb6\u304c\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u3053\u3068<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u5916\u56fd\u8cc7\u672c\u6240\u6709\u306b\u95a2\u3059\u308b\u898f\u5236\u306f\u3001\u6cd5\u4eba\u8a2d\u7acb\u524d\u306b\u6b63\u3057\u304f\u7406\u89e3\u3057\u3066\u304a\u304f\u3079\u304d\u6700\u3082\u91cd\u8981\u306a\u8981\u7d20\u306e\u4e00\u3064\u3067\u3059\u3002\u8a2d\u7acb\u5f53\u521d\u306b\u6240\u6709\u69cb\u9020\u3092\u8aa4\u308b\u3068\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4e0a\u306e\u554f\u984c\u306b\u3068\u3069\u307e\u3089\u305a\u3001\u5f8c\u3005\u89e3\u6c7a\u304c\u56f0\u96e3\u304b\u3064\u9ad8\u984d\u306a\u6cd5\u7684\u554f\u984c\u3092\u5f15\u304d\u8d77\u3053\u3059\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u306a\u305c\u306a\u3089\u3001OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306f\u3001\u6cd5\u4eba\u8a2d\u7acb\u6642\u306b\u6240\u6709\u6a29\u306e\u8abf\u6574\u3092\u69cb\u9020\u306b\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3092\u6c42\u3081\u3066\u3044\u308b\u304b\u3089\u3067\u3059\u3002.<\/p>\n\n\n\n

\u4ee5\u4e0b\u306e\u8868\u306f\u3001OJK\u304a\u3088\u3073ICLG\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u95a2\u9023\u6cd5\u898f\u306e\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304d\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u5225\u306e\u73fe\u5728\u306e\u6240\u6709\u6a29\u4e0a\u9650\u3092\u307e\u3068\u3081\u305f\u3082\u306e\u3067\u3059\u3002 \u5831\u544a<\/a> 2025-2026\u5e74\u304a\u3088\u3073 \u30b0\u30ed\u30fc\u30d0\u30eb\u6cd5\u52d9\u30a4\u30f3\u30b5\u30a4\u30c8\uff1a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af2025<\/a>.<\/p>\n\n\n\n

\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30bf\u30a4\u30d7<\/strong><\/td>\u5916\u56fd\u4eba\u6240\u6709\u4e0a\u9650<\/strong><\/td>\u898f\u5236\u5f53\u5c40<\/strong><\/td><\/tr>
\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\uff0f\u30cd\u30aa\u30d0\u30f3\u30af<\/td>\u6700\u592799%<\/td>OJK<\/td><\/tr>
\u6295\u8cc7\u52a9\u8a00\uff08\u975e\u88c1\u91cf\u578b\uff09<\/td>\u6700\u592799%<\/td>OJK<\/td><\/tr>
\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\uff0f\u96fb\u5b50\u30a6\u30a9\u30ec\u30c3\u30c8<\/td>\u6700\u592785%<\/td>\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\uff08BI\uff09<\/td><\/tr>
\u30a4\u30f3\u30b7\u30e5\u30a2\u30c6\u30c3\u30af<\/td>\u6700\u592780%<\/td>OJK<\/td><\/tr>
\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc<\/td>\u6700\u592785%*<\/td>OJK<\/td><\/tr>
\u6697\u53f7\u8cc7\u7523\u53d6\u5f15<\/td>OJK\u306e\u5be9\u67fb\u5bfe\u8c61<\/td>OJK\uff082025\u5e741\u6708\u4ee5\u964d\uff09<\/td><\/tr>
BNPL\uff08\u4eca\u3059\u3050\u8cfc\u5165\u3001\u5f8c\u6255\u3044\uff09<\/td>\u6700\u592785%<\/td>OJK<\/td><\/tr>
\u30ed\u30dc\u30a2\u30c9\u30d0\u30a4\u30b6\u30fc\uff0f\u30a6\u30a7\u30eb\u30b9\u30c6\u30c3\u30af<\/td>\u6700\u592799%<\/td>OJK<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

*OJK\u898f\u5247\u7b2c4\u53f7\uff082025\u5e74\uff09\u306b\u57fa\u3065\u304f\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u306b\u306f\u3001\u4e3b\u8981\u682a\u4e3b\u304a\u3088\u3073\u53d6\u7de0\u5f79\u306e\u9069\u683c\u6027\u5be9\u67fb\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u304a\u3088\u3073\u4eba\u4e8b\u90e8\u9580\u306b\u304a\u3051\u308b\u5916\u56fd\u4eba\u52b4\u50cd\u8005\u306e\u5236\u9650\u306a\u3069\u3001\u30ac\u30d0\u30ca\u30f3\u30b9\u8981\u4ef6\u3082\u8ab2\u305b\u3089\u308c\u307e\u3059\u3002.<\/p>\n\n\n\n

\u30d7\u30ed\u306e\u30d2\u30f3\u30c8: <\/strong>\u307b\u3068\u3093\u3069\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306b\u304a\u3044\u3066\u3001100%\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u4f01\u696d\u6cd5\uff09\u306b\u57fa\u3065\u304f\u5916\u56fd\u8cc7\u672c\u306e\u6240\u6709\u306f\u8a8d\u3081\u3089\u308c\u3066\u3044\u307e\u305b\u3093\u3002\u4fe1\u983c\u3067\u304d\u308b\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u682a\u4e3b\u307e\u305f\u306f\u73fe\u5730\u306e\u6226\u7565\u7684\u30d1\u30fc\u30c8\u30ca\u30fc\u3092\u65e9\u671f\u306b\u7279\u5b9a\u3059\u308b\u3053\u3068\u306f\u3001\u6cd5\u7684\u8981\u4ef6\u3067\u3042\u308b\u3060\u3051\u3067\u306a\u304f\u3001\u771f\u306e\u5e02\u5834\u512a\u4f4d\u6027\u3068\u306a\u308a\u307e\u3059\u3002\u73fe\u5730\u30d1\u30fc\u30c8\u30ca\u30fc\u306f\u3001\u898f\u5236\u5bfe\u5fdc\u3001\u30b9\u30c6\u30fc\u30af\u30db\u30eb\u30c0\u30fc\u3068\u306e\u95a2\u4fc2\u69cb\u7bc9\u3001\u9867\u5ba2\u304b\u3089\u306e\u4fe1\u983c\u7372\u5f97\u3092\u5927\u5e45\u306b\u52a0\u901f\u3055\u305b\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u8a2d\u7acb\u3059\u308b\u65b9\u6cd5\uff1a\u30b9\u30c6\u30c3\u30d7\u30d0\u30a4\u30b9\u30c6\u30c3\u30d7\u30ac\u30a4\u30c9<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u8a2d\u7acb\u3059\u308b\u30d7\u30ed\u30bb\u30b9\u306f\u3001\u5b9a\u3081\u3089\u308c\u305f\u9806\u5e8f\u306b\u5f93\u3044\u307e\u3059\u3002\u5168\u4f53\u306e\u671f\u9593\u3092\u77ed\u7e2e\u3059\u308b\u305f\u3081\u306b\u4e00\u90e8\u306e\u624b\u9806\u3092\u4e26\u884c\u3057\u3066\u9032\u3081\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u304c\u3001\u57fa\u790e\u3068\u306a\u308b\u6c7a\u5b9a\u4e8b\u9805\u306e\u9806\u5e8f\u306f\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002\u5b9f\u969b\u306e\u30d7\u30ed\u30bb\u30b9\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

\u30b9\u30c6\u30c3\u30d71\uff1aPT PMA\uff08\u5916\u56fd\u6295\u8cc7\u4f1a\u793e\uff09\u3092\u8a2d\u7acb\u3059\u308b<\/strong><\/h3>\n\n\n\n

PT PMA<\/a> \uff08Perseroan Terbatas Penanaman Modal Asing\uff09\u306f\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306b\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u6cd5\u4eba\u5f62\u614b\u3067\u3059\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u767b\u9332\u306f\u3001\u30e9\u30a4\u30bb\u30f3\u30b9\u7533\u8acb\u3092\u9032\u3081\u308b\u524d\u306b\u307e\u305a\u3053\u3053\u304b\u3089\u59cb\u307e\u308a\u307e\u3059\u3002PT PMA\u306f\u3001\u610f\u56f3\u3059\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u6d3b\u52d5\u3092\u6b63\u3057\u304f\u53cd\u6620\u3057\u305f\u6709\u52b9\u306aKBLI\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u6a19\u6e96\u7523\u696d\u5206\u985e\uff09\u30b3\u30fc\u30c9\u3067\u8a2d\u7acb\u3055\u308c\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002.<\/p>\n\n\n\n

\u767b\u9332\u306f OSS-RBA<\/a> \uff08\u30aa\u30f3\u30e9\u30a4\u30f3\u5358\u4e00\u63d0\u51fa\u30ea\u30b9\u30af\u30d9\u30fc\u30b9\u30a2\u30d7\u30ed\u30fc\u30c1\uff09\u30d7\u30e9\u30c3\u30c8\u30d5\u30a9\u30fc\u30e0\u3067\u3042\u308a\u3001\u6700\u8fd1BKPM\u898f\u5247\u7b2c5\u53f7\uff082025\u5e74\uff09\u306b\u57fa\u3065\u3044\u3066\u66f4\u65b0\u3055\u308c\u305fBKPM\uff08\u6295\u8cc7\u8abf\u6574\u5e81\uff09\u306e\u8981\u4ef6\u3092\u9075\u5b88\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002. <\/p>\n\n\n\n

\u30b9\u30c6\u30c3\u30d72\uff1a\u9069\u5207\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u7a2e\u985e\u3092\u6c7a\u5b9a\u3059\u308b<\/strong><\/h3>\n\n\n\n

\u3053\u308c\u306f\u3001\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u304c\u5c02\u9580\u5bb6\u306e\u6307\u5c0e\u304b\u3089\u6700\u3082\u6069\u6075\u3092\u53d7\u3051\u308b\u6bb5\u968e\u3067\u3059\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306eOJK\uff08\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30e9\u30a4\u30bb\u30f3\u30b9\u8981\u4ef6\u306f\u3001\u30d3\u30b8\u30cd\u30b9\u30e2\u30c7\u30eb\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002\u4f8b\u3048\u3070\u3001\u6c7a\u6e08\u5546\u54c1\u3092\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u306e\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9\u3067\u306f\u306a\u304fOJK\u30e9\u30a4\u30bb\u30f3\u30b9\u306b\u8aa4\u3063\u3066\u5206\u985e\u3059\u308b\u3068\u3001\u521d\u65e5\u304b\u3089\u6839\u672c\u7684\u306a\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u9055\u53cd\u3068\u306a\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

\u6c7a\u6e08\u30b7\u30b9\u30c6\u30e0\u95a2\u9023\u88fd\u54c1\uff08\u96fb\u5b50\u30a6\u30a9\u30ec\u30c3\u30c8\u3001\u6c7a\u6e08\u30b2\u30fc\u30c8\u30a6\u30a7\u30a4\u3001\u30c7\u30b8\u30bf\u30eb\u9001\u91d1\uff09\u306b\u3064\u3044\u3066\u306f\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u306e\u6c7a\u6e08\u30e9\u30a4\u30bb\u30f3\u30b9\u304c\u9069\u5207\u306a\u624b\u7d9a\u304d\u3067\u3059\u3002ITSK\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u306e\u5bfe\u8c61\u3068\u306a\u308b\u305d\u306e\u4ed6\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30e2\u30c7\u30eb\u306b\u3064\u3044\u3066\u306f\u3001OJK\u304c\u4e3b\u8981\u306a\u30e9\u30a4\u30bb\u30f3\u30b9\u767a\u884c\u6a5f\u95a2\u3067\u3059\u3002SSEK<\/a>)<\/p>\n\n\n\n

\u30d7\u30ed\u306e\u30d2\u30f3\u30c8: <\/strong>\u7533\u8acb\u3092\u884c\u3046\u524d\u306b\u3001ITSK\u306b\u95a2\u3059\u308bOJK\u898f\u5247\u7b2c3\u53f7\uff082024\u5e74\uff09\u3092\u3088\u304f\u304a\u8aad\u307f\u304f\u3060\u3055\u3044\u3002\u3053\u306e\u898f\u5247\u3067\u306f\u3001OJK\u306e\u7ba1\u8f44\u4e0b\u306b\u3042\u308b\u4e8b\u696d\u6d3b\u52d5\u3092\u5b9a\u7fa9\u3057\u3001\u767b\u9332\u304b\u3089\u6b63\u5f0f\u306a\u8a8d\u53ef\u627f\u8a8d\u307e\u3067\u306e\u6bb5\u968e\u7684\u306a\u8a8d\u53ef\u30d7\u30ed\u30bb\u30b9\u3092\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30b9\u30c6\u30c3\u30d73\uff1a\u8cc7\u672c\u8981\u4ef6\u3092\u6e80\u305f\u3059<\/strong><\/h3>\n\n\n\n

\u6700\u4f4e\u6255\u8fbc\u8cc7\u672c\u91d1\u8981\u4ef6\u306f\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u306e\u30ab\u30c6\u30b4\u30ea\u30fc\u306b\u3088\u3063\u3066\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002ITSK\u306b\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u4e00\u90e8\u306e\u4e8b\u696d\u4f53\u306f\u6bd4\u8f03\u7684\u5bb9\u6613\u306a\u57fa\u6e96\u3092\u6e80\u305f\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u30c7\u30b8\u30bf\u30eb\u30d0\u30f3\u30ad\u30f3\u30b0\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u3092\u53d6\u5f97\u3059\u308b\u306b\u306f\u3001\u306f\u308b\u304b\u306b\u9ad8\u3044\u8cc7\u672c\u91d1\u304c\u5fc5\u8981\u3067\u3059\u3002PT PMA financial services Indonesia\u3068\u3044\u3046\u4e8b\u696d\u4f53\u306f\u3001\u898f\u5236\u5f53\u5c40\u306b\u5bfe\u3057\u3066\u5341\u5206\u306a\u8cc7\u672c\u91d1\u3092\u8a3c\u660e\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002.<\/p>\n\n\n\n

\u306a\u304a\u3001P2P\u30ec\u30f3\u30c7\u30a3\u30f3\u30b0\uff08\u672c\u7a3f\u3067\u306f\u5bfe\u8c61\u5916\uff09\u306b\u3064\u3044\u3066\u306f\u3001POJK\u7b2c40\u53f7\uff082024\u5e74\uff09\u306b\u3088\u308a\u6700\u4f4e\u6255\u8fbc\u8cc7\u672c\u91d1\u304c250\u5104\u30eb\u30d4\u30a2\u306b\u5f15\u304d\u4e0a\u3052\u3089\u308c\u3001\u5f93\u6765\u306e\u57fa\u6e96\u984d\u306e10\u500d\u3068\u306a\u3063\u305f\u3053\u3068\u306b\u7559\u610f\u3059\u3079\u304d\u3067\u3042\u308b\u3002\u305d\u306e\u4ed6\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u306b\u306f\u305d\u308c\u305e\u308c\u56fa\u6709\u306e\u8981\u4ef6\u304c\u3042\u308a\u3001OJK\u306b\u76f4\u63a5\u78ba\u8a8d\u3059\u308b\u304b\u3001\u8a8d\u53ef\u3092\u53d7\u3051\u305f\u30a2\u30c9\u30d0\u30a4\u30b6\u30ea\u30fc\u4f1a\u793e\u3092\u901a\u3058\u3066\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3002.<\/p>\n\n\n\n

\u30b9\u30c6\u30c3\u30d74\uff1aOJK\u307e\u305f\u306fBI\u30e9\u30a4\u30bb\u30f3\u30b9\u7533\u8acb\u66f8\u3092\u63d0\u51fa\u3059\u308b<\/strong><\/h3>\n\n\n\n

\u7533\u8acb\u624b\u7d9a\u304d\u306b\u306f\u3001\u4e8b\u696d\u8a08\u753b\u66f8\u3001IT\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u30dd\u30ea\u30b7\u30fc\u3001\u30ac\u30d0\u30ca\u30f3\u30b9\u6587\u66f8\u3001\u8cc7\u672c\u8a3c\u660e\u66f8\u306a\u3069\u3001\u5e83\u7bc4\u306a\u66f8\u985e\u63d0\u51fa\u304c\u5fc5\u8981\u3067\u3059\u3002\u53d6\u7de0\u5f79\u304a\u3088\u3073\u59d4\u54e1\u306f\u3001OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u304c\u5b9f\u65bd\u3059\u308b\u9069\u683c\u6027\u5be9\u67fb\u3092\u53d7\u3051\u3001\u8aa0\u5b9f\u6027\u3001\u8ca1\u52d9\u4e0a\u306e\u8a55\u5224\u3001\u5c02\u9580\u80fd\u529b\u304c\u8a55\u4fa1\u3055\u308c\u307e\u3059\u3002.<\/p>\n\n\n\n

OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5e81\uff09\u306b\u3088\u308bITSK\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u627f\u8a8d\u306b\u306f\u3001\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u7a2e\u985e\u3068\u63d0\u51fa\u66f8\u985e\u306e\u5b8c\u5168\u6027\u306b\u5fdc\u3058\u3066\u30016\u30f6\u6708\u304b\u308918\u30f6\u6708\u304b\u304b\u308a\u307e\u3059\u3002\u3053\u306e\u671f\u9593\u3092\u6709\u52b9\u6d3b\u7528\u3057\u3001\u6280\u8853\u30bb\u30c3\u30c8\u30a2\u30c3\u30d7\u3084\u30c1\u30fc\u30e0\u69cb\u7bc9\u3092\u884c\u3046\u3053\u3068\u306f\u3001\u30d7\u30ed\u30b8\u30a7\u30af\u30c8\u5168\u4f53\u306e\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3092\u7dad\u6301\u3059\u308b\u305f\u3081\u306b\u91cd\u8981\u3067\u3059\u3002.<\/p>\n\n\n\n

\u30b9\u30c6\u30c3\u30d75\uff1a\u96fb\u5b50\u30b7\u30b9\u30c6\u30e0\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08TDPSE\uff09\u3068\u3057\u3066\u767b\u9332\u3059\u308b<\/strong><\/h3>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u4e8b\u696d\u3092\u884c\u3046\u3059\u3079\u3066\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306f\u3001\u901a\u4fe1\u30c7\u30b8\u30bf\u30eb\u7701\u306b\u96fb\u5b50\u30b7\u30b9\u30c6\u30e0\u30d7\u30ed\u30d0\u30a4\u30c0\u30fc\uff08TDPSE\uff09\u3068\u3057\u3066\u767b\u9332\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u308c\u306f\u30012019\u5e74\u653f\u5e9c\u898f\u5247\u7b2c71\u53f7\u306e\u5b9f\u65bd\u306b\u95a2\u3059\u308b\u898f\u5b9a\u306b\u3088\u308a\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002 \u96fb\u5b50\u30b7\u30b9\u30c6\u30e0\u3068\u53d6\u5f15\u3002.<\/a> <\/p>\n\n\n\n

\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u30a2\u30b0\u30ea\u30b2\u30fc\u30bf\u30fc\u304a\u3088\u3073\u305d\u306e\u4ed6\u7279\u5b9a\u306eITSK\u4e8b\u696d\u8005\u306b\u3064\u3044\u3066\u306f\u3001\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u5f8c3\u5e74\u4ee5\u5185\u306bISO 27001\u60c5\u5831\u30bb\u30ad\u30e5\u30ea\u30c6\u30a3\u8a8d\u8a3c\u306e\u53d6\u5f97\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u304a\u3088\u3073\u30ea\u30ab\u30d0\u30ea\u30bb\u30f3\u30bf\u30fc\u306f\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u56fd\u5185\u306b\u8a2d\u7f6e\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u3001\u30a4\u30f3\u30d5\u30e9\u8a08\u753b\u306b\u95a2\u3059\u308b\u8981\u4ef6\u304c\u3055\u3089\u306b\u8907\u96d1\u5316\u3057\u307e\u3059\u3002.<\/p>\n\n\n\n

\u30b9\u30c6\u30c3\u30d76\uff1aAML\/KYC\u304a\u3088\u3073\u7d99\u7d9a\u7684\u306a\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9<\/strong><\/h3>\n\n\n\n

\u7d99\u7d9a\u7684\u306a\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u7fa9\u52d9\u306f\u975e\u5e38\u306b\u91cd\u8981\u3067\u3059\u3002\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306f\u3001\u5275\u696d\u5f53\u521d\u304b\u3089\u5f37\u56fa\u306aAML\uff08\u30de\u30cd\u30fc\u30ed\u30f3\u30c0\u30ea\u30f3\u30b0\u5bfe\u7b56\uff09\u304a\u3088\u3073KYC\uff08\u9867\u5ba2\u78ba\u8a8d\uff09\u30d5\u30ec\u30fc\u30e0\u30ef\u30fc\u30af\u3092\u5c0e\u5165\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u500b\u4eba\u30c7\u30fc\u30bf\u4fdd\u8b77\u6cd5\uff082022\u5e74\u6cd5\u5f8b\u7b2c27\u53f7\uff09\u306f\u3001\u30c7\u30fc\u30bf\u30ac\u30d0\u30ca\u30f3\u30b9\u306b\u95a2\u3059\u308b\u7fa9\u52d9\u3092\u3055\u3089\u306b\u5f37\u5316\u3059\u308b\u3082\u306e\u3067\u3059\u3002. <\/p>\n\n\n\n

OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306f\u3001\u3059\u3079\u3066\u306e\u8a8d\u53ef\u4e8b\u696d\u4f53\u306b\u5bfe\u3057\u3001\u76e3\u67fb\u6e08\u307f\u306e\u8ca1\u52d9\u8af8\u8868\u3092\u542b\u3080\u534a\u671f\u5831\u544a\u66f8\u304a\u3088\u3073\u5e74\u6b21\u5831\u544a\u66f8\u306a\u3069\u306e\u5b9a\u671f\u5831\u544a\u3092\u7fa9\u52d9\u4ed8\u3051\u3066\u3044\u307e\u3059\u3002\u682a\u4e3b\u306e\u5909\u66f4\u3001\u7d1b\u4e89\u3001\u8a50\u6b3a\u3001\u30b5\u30a4\u30d0\u30fc\u653b\u6483\u306a\u3069\u306e\u91cd\u5927\u306a\u4e8b\u8c61\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306f\u30015\u55b6\u696d\u65e5\u4ee5\u5185\u306b\u81e8\u6642\u5831\u544a\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002.<\/p>\n\n\n\n

\u73fe\u5b9f\u7684\u306a\u30bf\u30a4\u30e0\u30e9\u30a4\u30f3\uff1a\u5b9f\u969b\u306b\u306f\u3069\u308c\u304f\u3089\u3044\u306e\u6642\u9593\u304c\u304b\u304b\u308b\u306e\u304b\uff1f<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u8a2d\u7acb\u3057\u3088\u3046\u3068\u8003\u3048\u3066\u3044\u308b\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306f\u3001\u4f1a\u793e\u8a2d\u7acb\u304b\u3089\u4e8b\u696d\u958b\u59cb\u307e\u3067\u300112\uff5e24\u30f6\u6708\u306e\u671f\u9593\u3092\u898b\u8fbc\u3093\u3067\u304a\u304f\u3079\u304d\u3067\u3059\u3002\u3053\u308c\u306f\u884c\u653f\u624b\u7d9a\u304d\u306e\u975e\u52b9\u7387\u6027\u3092\u793a\u3059\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u898f\u5236\u5be9\u67fb\u30d7\u30ed\u30bb\u30b9\u306e\u5fb9\u5e95\u3076\u308a\u3092\u53cd\u6620\u3057\u305f\u3082\u306e\u3067\u3059\u3002.<\/p>\n\n\n\n

\u4ee5\u4e0b\u306e\u8868\u306f\u3001\u5e02\u5834\u53c2\u5165\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u3001\u4e3b\u8981\u306a\u6bb5\u968e\u3068\u305d\u306e\u5178\u578b\u7684\u306a\u671f\u9593\u3092\u793a\u3057\u3066\u3044\u307e\u3059\u3002 XPND<\/a>.<\/p>\n\n\n\n

\u30b9\u30c6\u30fc\u30b8<\/strong><\/td>\u30bf\u30a4\u30e0\u30e9\u30a4\u30f3<\/strong><\/td>\u4e3b\u306a\u884c\u52d5<\/strong><\/td><\/tr>
PT PMA\u682a\u5f0f\u4f1a\u793e<\/td>2\uff5e3\u30f6\u6708<\/td>KBLI\u9078\u5b9a\u3001OSS-RBA\u767b\u9332\u3001\u516c\u8a3c\u8a3c\u66f8<\/td><\/tr>
OJK \/ BI \u30e9\u30a4\u30bb\u30f3\u30b9\u7533\u8acb<\/td>6\uff5e18\u30f6\u6708<\/td>\u66f8\u985e\u63d0\u51fa\u3001\u9069\u683c\u6027\u5be9\u67fb\u3001\u8cc7\u672c\u8a3c\u660e<\/td><\/tr>
\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u3068\u30c1\u30fc\u30e0\u4f53\u5236<\/td>3\uff5e6\u30f6\u6708\uff08\u4e26\u884c\uff09<\/td>\u30ed\u30fc\u30ab\u30eb\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u3001ISO\u5bfe\u5fdc\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30c1\u30fc\u30e0<\/td><\/tr>
TDPSE\u767b\u9332<\/td>1\uff5e2\u30f6\u6708\uff08\u4e26\u884c\uff09<\/td>\u901a\u4fe1\u30fb\u30c7\u30b8\u30bf\u30eb\u7701\u3078\u306e\u767b\u9332<\/td><\/tr>
\u5e02\u5834\u6295\u5165\u6e96\u5099<\/td>1\uff5e2\u30f6\u6708<\/td>\u6700\u7d42\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u30c1\u30a7\u30c3\u30af\u3001\u30bd\u30d5\u30c8\u30ed\u30fc\u30f3\u30c1\u3001\u5e02\u5834\u6295\u5165<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\u30d7\u30ed\u306e\u30d2\u30f3\u30c8: <\/strong>\u3053\u306e\u30d7\u30ed\u30bb\u30b9\u306b\u304a\u3051\u308b\u591a\u304f\u306e\u6bb5\u968e\u306f\u4e26\u884c\u3057\u3066\u9032\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002OJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306e\u627f\u8a8d\u3092\u5f85\u3064\u9593\u3001\u4f01\u696d\u306f\u6280\u8853\u30a4\u30f3\u30d5\u30e9\u306e\u6574\u5099\u3001\u4eba\u6750\u63a1\u7528\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u4f53\u5236\u306e\u69cb\u7bc9\u306a\u3069\u306b\u53d6\u308a\u7d44\u3080\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u3089\u306e\u4f5c\u696d\u3092\u65e9\u671f\u306b\u958b\u59cb\u3059\u308b\u3053\u3068\u304c\u3001\u5168\u4f53\u306e\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u3092\u77ed\u7e2e\u3059\u308b\u6700\u3082\u52b9\u679c\u7684\u306a\u65b9\u6cd5\u3067\u3059\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u53c2\u5165\u6642\u306b\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u304c\u72af\u3057\u304c\u3061\u306a\u3088\u304f\u3042\u308b\u9593\u9055\u3044<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u898f\u5236\u74b0\u5883\u306f\u30012022\u5e74\u304b\u30892025\u5e74\u306b\u304b\u3051\u3066\u5927\u5e45\u306a\u898b\u76f4\u3057\u304c\u884c\u308f\u308c\u307e\u3057\u305f\u30022023\u5e74\u4ee5\u524d\u306e\u67a0\u7d44\u307f\u306b\u57fa\u3065\u3044\u305f\u8abf\u67fb\u3084\u52a9\u8a00\u306f\u3001\u7279\u306b\u6240\u6709\u6a29\u306e\u4e0a\u9650\u3001\u30e9\u30a4\u30bb\u30f3\u30b9\u306e\u7a2e\u985e\u3001\u6697\u53f7\u8cc7\u7523\u306e\u76e3\u7763\u3068\u3044\u3063\u305f\u91cd\u8981\u306a\u5206\u91ce\u306b\u304a\u3044\u3066\u3001\u6642\u4ee3\u9045\u308c\u306b\u306a\u3063\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3053\u3053\u3067\u306f\u3001\u9045\u5ef6\u3084\u30b3\u30b9\u30c8\u5897\u306b\u3064\u306a\u304c\u308b\u4e3b\u306a\u554f\u984c\u70b9\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002.<\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u53c2\u5165\u3092\u963b\u5bb3\u3059\u308b\u30df\u30b9<\/strong><\/td><\/tr>
\u2022 <\/strong>PT PMA\u8a2d\u7acb\u6642\u306b\u8aa4\u3063\u305fKBLI\u30b3\u30fc\u30c9\u3092\u9078\u629e\u3057\u305f\u305f\u3081\u3001\u521d\u65e5\u304b\u3089\u898f\u5236\u5f53\u5c40\u306b\u5bfe\u3057\u3066\u4e8b\u696d\u5185\u5bb9\u3092\u8aa4\u3063\u3066\u4f1d\u3048\u308b\u3053\u3068\u306b\u306a\u3063\u305f\u3002<\/td><\/tr>
\u2022 <\/strong>\u8cc7\u672c\u8981\u4ef6\u3092\u904e\u5c0f\u8a55\u4fa1\u3057\u3001\u7533\u8acb\u9014\u4e2d\u3067\u4e0d\u8db3\u5206\u3092\u767a\u898b\u3059\u308b<\/td><\/tr>
\u2022 <\/strong>\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u30e2\u30c7\u30eb\u306e\u8aa4\u5206\u985e\u3068\u3001\u8aa4\u3063\u305f\u898f\u5236\u5f53\u5c40\u3078\u306e\u7533\u8acb\uff08OJK\u3068\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u9280\u884c\u306e\u3069\u3061\u3089\u306b\u63d0\u51fa\u3057\u305f\u304b\uff09<\/td><\/tr>
\u2022 <\/strong>\u307b\u3068\u3093\u3069\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4e8b\u696d\u8005\u306b\u3068\u3063\u3066\u5fc5\u9808\u3067\u3042\u308b\u30ed\u30fc\u30ab\u30eb\u30c7\u30fc\u30bf\u30bb\u30f3\u30bf\u30fc\u306e\u8981\u4ef6\u3092\u7121\u8996\u3059\u308b<\/td><\/tr>
\u2022 <\/strong>\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u304a\u3088\u3073\u4eba\u4e8b\u306e\u5f79\u5272\u306b\u304a\u3044\u3066\u5916\u56fd\u4eba\u52b4\u50cd\u8005\u306e\u5236\u9650\u3092\u8003\u616e\u3057\u3066\u3044\u306a\u3044<\/td><\/tr>
\u2022 <\/strong>\u8a2d\u7acb\u524d\u306b\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u682a\u4e3b\u69cb\u6210\u3092\u8a08\u753b\u3057\u306a\u304b\u3063\u305f\u305f\u3081\u3001\u9ad8\u984d\u306a\u518d\u7de8\u8cbb\u7528\u304c\u767a\u751f\u3057\u305f\u3002<\/td><\/tr>
\u2022 <\/strong>\u7279\u306b\u6697\u53f7\u8cc7\u7523\u306e\u30e9\u30a4\u30bb\u30f3\u30b9\u306b\u95a2\u3057\u3066\u306f\u3001\u6642\u4ee3\u9045\u308c\u306e\u898f\u5236\u8abf\u67fb\u306b\u4f9d\u5b58\u3057\u3066\u304a\u308a\u3001\u3053\u308c\u306f2025\u5e741\u6708\u306b\u5b8c\u5168\u306bOJK\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u6a5f\u69cb\uff09\u306b\u79fb\u7ba1\u3055\u308c\u305f\u3002<\/td><\/tr>
\u2022 <\/strong>\u53d6\u7de0\u5f79\u304a\u3088\u3073\u59d4\u54e1\u306e\u9069\u683c\u6027\u5be9\u67fb\u306e\u91cd\u8981\u6027\u3092\u904e\u5c0f\u8a55\u4fa1\u3057\u3066\u3044\u308b<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u304a\u3051\u308b\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u7a0e\u52d9\u4e0a\u306e\u8003\u616e\u4e8b\u9805<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306b\u3068\u3063\u3066\u3001\u7a0e\u52d9\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306f\u5f8c\u56de\u3057\u306b\u3067\u304d\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002PT PMA\uff08\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\uff09\u304c\u8a2d\u7acb\u3055\u308c\u305f\u77ac\u9593\u304b\u3089\u3001\u9069\u5207\u306a\u8a08\u753b\u3068\u4e00\u8cab\u3057\u305f\u7ba1\u7406\u3092\u5fc5\u8981\u3068\u3059\u308b\u7d99\u7d9a\u7684\u306a\u7a0e\u52d9\u7fa9\u52d9\u304c\u767a\u751f\u3057\u307e\u3059\u3002\u5916\u56fd\u8cc7\u672c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u76f4\u9762\u3059\u308b\u6700\u3082\u4e00\u822c\u7684\u306a\u30ea\u30b9\u30af\u9818\u57df\u3092\u4ee5\u4e0b\u306b\u793a\u3057\u307e\u3059\u3002.<\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u306f\u3001\u6cd5\u4eba\u6240\u5f97\u7a0e\u306e\u6a19\u6e96\u7a0e\u7387\u306f22%\u3067\u3059\u3002\u5bfe\u8c61\u3068\u306a\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u4f01\u696d\u306b\u306f\u30012019\u5e74\u653f\u5e9c\u898f\u5247\u7b2c78\u53f7\u306b\u57fa\u3065\u304d\u3001\u512a\u9047\u63aa\u7f6e\u304c\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 \u7a0e<\/a> \u7279\u5b9a\u306e\u4e8b\u696d\u5206\u91ce\u3078\u306e\u6295\u8cc7\u306b\u5bfe\u3059\u308b\u512a\u9047\u63aa\u7f6e\u3002\u79fb\u8ee2\u4fa1\u683c\u306f\u3001\u56fd\u5883\u3092\u8d8a\u3048\u305f\u95a2\u9023\u4f1a\u793e\u9593\u53d6\u5f15\u3092\u884c\u3046\u4f01\u696d\u306b\u3068\u3063\u3066\u91cd\u5927\u306a\u30ea\u30b9\u30af\u9818\u57df\u3067\u3042\u308a\u3001\u7279\u306b\u5916\u56fd\u6295\u8cc7\u3092\u53d7\u3051\u305f\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u307b\u3068\u3093\u3069\u304c\u6d77\u5916\u306b\u89aa\u4f1a\u793e\u3092\u6301\u3063\u3066\u3044\u308b\u3053\u3068\u3092\u8003\u3048\u308b\u3068\u3001\u306a\u304a\u3055\u3089\u3067\u3042\u308b\u3002.<\/p>\n\n\n\n

\u5916\u56fd\u8cc7\u672c\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306b\u304a\u3051\u308b\u91cd\u8981\u306a\u7a0e\u52d9\u4e0a\u306e\u8003\u616e\u4e8b\u9805<\/strong><\/td><\/tr>
\u2022 <\/strong>\u6cd5\u4eba\u6240\u5f97\u7a0e\uff1a\u6a19\u6e96\u7a0e\u7387\u306f22%\u3067\u3001\u5bfe\u8c61\u3068\u306a\u308b\u30c6\u30af\u30ce\u30ed\u30b8\u30fc\u6295\u8cc7\u306b\u5bfe\u3057\u3066\u306f\u6e1b\u7a0e\u63aa\u7f6e\u304c\u9069\u7528\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/td><\/tr>
\u2022 <\/strong>\u6e90\u6cc9\u5fb4\u53ce\u7a0e\uff08WHT\uff09\uff1a\u5916\u56fd\u682a\u4e3b\u3078\u306e\u914d\u5f53\u91d1\u3001\u7ba1\u7406\u624b\u6570\u6599\u3001\u30ed\u30a4\u30e4\u30eb\u30c6\u30a3\u3001\u6280\u8853\u30b5\u30fc\u30d3\u30b9\u6599\u306b\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/td><\/tr>
\u2022 <\/strong>\u30c7\u30b8\u30bf\u30eb\u30b5\u30fc\u30d3\u30b9\u306b\u5bfe\u3059\u308bVAT\uff1a\u7279\u5b9a\u306e\u30c7\u30b8\u30bf\u30eb\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u306b\u9069\u7528\u3055\u308c\u307e\u3059\u3002\u5206\u985e\u306f\u4fa1\u683c\u8a2d\u5b9a\u3068\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u306e\u4e21\u65b9\u306b\u304a\u3044\u3066\u91cd\u8981\u3067\u3059\u3002<\/td><\/tr>
\u2022 <\/strong>\u79fb\u8ee2\u4fa1\u683c\uff1a\u6d77\u5916\u95a2\u9023\u4f1a\u793e\u3068\u306e\u3059\u3079\u3066\u306e\u95a2\u9023\u5f53\u4e8b\u8005\u9593\u53d6\u5f15\u306b\u306f\u3001\u72ec\u7acb\u4f01\u696d\u9593\u539f\u5247\u306b\u57fa\u3065\u304f\u6587\u66f8\u5316\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/td><\/tr>
\u2022 <\/strong>\u6708\u6b21\u304a\u3088\u3073\u5e74\u6b21\u306e\u7a0e\u52d9\u7533\u544a\u7fa9\u52d9\u306f\u3001\u53ce\u76ca\u306e\u6709\u7121\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u6cd5\u4eba\u8a2d\u7acb\u306e\u521d\u6708\u304b\u3089\u767a\u751f\u3057\u307e\u3059\u3002<\/td><\/tr>
\u2022 <\/strong>\u6052\u4e45\u7684\u65bd\u8a2d\uff08PE\uff09\u30ea\u30b9\u30af\uff1a\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306b\u73fe\u5730\u6cd5\u4eba\u3092\u6301\u305f\u306a\u3044\u5916\u56fd\u4f01\u696d\u304c\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3059\u308b\u5834\u5408\u3001\u610f\u56f3\u305b\u305a\u8ab2\u7a0e\u5bfe\u8c61\u3068\u306a\u308b\u62e0\u70b9\u3092\u5275\u51fa\u3057\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308b\u3002<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\u30d7\u30ed\u306e\u30d2\u30f3\u30c8: <\/strong>\u7a0e\u52d9\u3092\u4e8b\u696d\u958b\u59cb\u5f8c\u306e\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u5bfe\u5fdc\u3068\u3057\u3066\u6271\u3046\u306e\u3067\u306f\u306a\u304f\u3001\u5275\u696d\u5f53\u521d\u304b\u3089\u7a0e\u52d9\u8a08\u753b\u3092\u4f01\u696d\u8a2d\u7acb\u306b\u7d44\u307f\u8fbc\u3080\u3053\u3068\u3067\u3001\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u306e\u9577\u671f\u7684\u306a\u8ca0\u50b5\u3092\u5927\u5e45\u306b\u524a\u6e1b\u3057\u3001\u30da\u30ca\u30eb\u30c6\u30a3\u3092\u56de\u907f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u3053\u308c\u306f\u3001\u30b0\u30eb\u30fc\u30d7\u4f1a\u793e\u9593\u306e\u4fa1\u683c\u8a2d\u5b9a\u3084\u914d\u5f53\u91d1\u306e\u9001\u91d1\u7d4c\u8def\u3092\u4e8b\u524d\u306b\u78ba\u7acb\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u30af\u30ed\u30b9\u30dc\u30fc\u30c0\u30fc\u4e8b\u696d\u306b\u304a\u3044\u3066\u7279\u306b\u91cd\u8981\u3067\u3059\u3002.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

\u8981\u7d04\uff1a\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u306f\u898f\u6a21\u304c\u5927\u304d\u304f\u3001\u53c2\u5165\u3057\u3084\u3059\u304f\u3001\u69cb\u9020\u7684\u306b\u3082\u6e96\u5099\u304c\u6574\u3063\u3066\u3044\u308b<\/strong><\/h2>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u3067\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u3092\u7acb\u3061\u4e0a\u3052\u308b\u9053\u306e\u308a\u306f\u3001\u591a\u304f\u306e\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u304c\u5f53\u521d\u60f3\u50cf\u3059\u308b\u3088\u308a\u3082\u69cb\u9020\u5316\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u9069\u5207\u306a\u6e96\u5099\u3092\u3059\u308c\u3070\u5341\u5206\u306b\u4e57\u308a\u8d8a\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002\u898f\u5236\u306e\u67a0\u7d44\u307f\u306f2022\u5e74\u4ee5\u964d\u5927\u304d\u304f\u6210\u719f\u3057\u3001\u4e3b\u8981\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u91ce\u3059\u3079\u3066\u306b\u304a\u3044\u3066\u3001\u30e9\u30a4\u30bb\u30f3\u30b9\u53d6\u5f97\u306e\u624b\u9806\u3001\u6240\u6709\u6a29\u306b\u95a2\u3059\u308b\u898f\u5247\u3001\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u7fa9\u52d9\u306a\u3069\u306b\u3064\u3044\u3066\u3001\u3088\u308a\u660e\u78ba\u306a\u6307\u91dd\u304c\u793a\u3055\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002.<\/p>\n\n\n\n

\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u304c\u969b\u7acb\u3063\u3066\u3044\u308b\u306e\u306f\u3001\u5358\u306b\u30d3\u30b8\u30cd\u30b9\u30c1\u30e3\u30f3\u30b9\u306e\u898f\u6a21\u304c\u5927\u304d\u3044\u3060\u3051\u3067\u306a\u304f\u3001\u6e80\u305f\u3055\u308c\u3066\u3044\u306a\u3044\u30cb\u30fc\u30ba\u306e\u6df1\u523b\u3055\u306b\u3042\u308b\u30021\u51048000\u4e07\u4eba\u306e\u9280\u884c\u53e3\u5ea7\u3092\u6301\u305f\u306a\u3044\u6210\u4eba\u30016400\u4e07\u306e\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u304c\u884c\u304d\u5c4a\u3044\u3066\u3044\u306a\u3044\u4e2d\u5c0f\u96f6\u7d30\u4f01\u696d\u3001\u305d\u3057\u3066\u91d1\u878d\u30b5\u30fc\u30d3\u30b9\u5e81\uff08OJK\uff09\u306e\u30b5\u30f3\u30c9\u30dc\u30c3\u30af\u30b9\u30d7\u30ed\u30b0\u30e9\u30e0\u3084\u5148\u9032\u7684\u306a\u898f\u5236\u6539\u9769\u3092\u901a\u3058\u3066\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u9769\u65b0\u3092\u7a4d\u6975\u7684\u306b\u652f\u63f4\u3059\u308b\u653f\u5e9c\u306e\u5b58\u5728\u306f\u3001\u601d\u616e\u6df1\u304f\u3001\u6cd5\u4ee4\u9075\u5b88\u3092\u5fb9\u5e95\u3057\u3001\u5341\u5206\u306a\u8cc7\u91d1\u529b\u3092\u6301\u3064\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u4f01\u696d\u304c\u3001\u771f\u306b\u6301\u7d9a\u53ef\u80fd\u306a\u30d3\u30b8\u30cd\u30b9\u3092\u69cb\u7bc9\u3067\u304d\u308b\u4f59\u5730\u306e\u3042\u308b\u5e02\u5834\u3092\u5f62\u6210\u3057\u3066\u3044\u308b\u3002.<\/p>\n\n\n\n

\u6210\u529f\u306e\u9375\u306f\u3001\u57fa\u76e4\u3092\u3057\u3063\u304b\u308a\u3068\u56fa\u3081\u308b\u3053\u3068\u3067\u3059\u3002\u9069\u5207\u306a\u4f01\u696d\u69cb\u9020\u3001\u9069\u5207\u306a\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5206\u985e\u3001\u9069\u5207\u306a\u6240\u6709\u6a29\u69cb\u9020\u3001\u305d\u3057\u3066\u4e8b\u696d\u958b\u59cb\u5f8c\u306b\u8ffd\u52a0\u3059\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u521d\u65e5\u304b\u3089\u7d71\u5408\u3055\u308c\u305f\u7a0e\u52d9\u30fb\u30b3\u30f3\u30d7\u30e9\u30a4\u30a2\u30f3\u30b9\u6226\u7565\u304c\u5fc5\u8981\u3067\u3059\u3002\u3053\u3046\u3057\u305f\u898f\u5f8b\u3092\u3082\u3063\u3066\u30a4\u30f3\u30c9\u30cd\u30b7\u30a2\u306e\u30d5\u30a3\u30f3\u30c6\u30c3\u30af\u5e02\u5834\u306b\u53c2\u5165\u3059\u308b\u5916\u56fd\u4eba\u6295\u8cc7\u5bb6\u306f\u3001\u6771\u5357\u30a2\u30b8\u30a2\u3067\u6700\u3082\u9b45\u529b\u7684\u306a\u30d3\u30b8\u30cd\u30b9\u30c1\u30e3\u30f3\u30b9\u306e\u4e00\u3064\u3092\u63b4\u3080\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002.<\/p>","protected":false},"excerpt":{"rendered":"

Summary: Indonesia is one of Southeast Asia’s most compelling destinations for fintech investment. This guide walks foreign investors through every key step, from understanding the regulatory landscape and choosing the right fintech model, to securing OJK or Bank Indonesia licenses and going to market. Whether someone is exploring digital payments, insurtech, wealthtech, or crypto assets, this is the starting point. Why Indonesia? The Fintech Market Opportunity Is Hard to Ignore Setting up a fintech company in Indonesia is one of the most strategic moves a foreign investor can make in 2025 and beyond. The country’s digital finance market is currently valued at approximately USD 40 billion, growing at over 20% […]<\/p>\n","protected":false},"author":14,"featured_media":8823,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[64],"tags":[],"country":[9],"service-category":[43],"class_list":["post-8794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-license","country-indonesia","service-category-business-license"],"acf":[],"_links":{"self":[{"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/posts\/8794","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/comments?post=8794"}],"version-history":[{"count":3,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/posts\/8794\/revisions"}],"predecessor-version":[{"id":10518,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/posts\/8794\/revisions\/10518"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/media\/8823"}],"wp:attachment":[{"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/media?parent=8794"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/categories?post=8794"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/tags?post=8794"},{"taxonomy":"country","embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/country?post=8794"},{"taxonomy":"service-category","embeddable":true,"href":"https:\/\/businesshubasia.com\/ja\/wp-json\/wp\/v2\/service-category?post=8794"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}